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Rates at EW#22 FCU

Current Rates

Dividend Rates – EFFECTIVE April 25, 2023
[Rates Subject To Change Without Notice]

RATEAPY*Minimum
Balance
Compound
Frequency
Share Account
0.10%0.10% APY$300.00-10,000.00
0.15%0.15% APY$10,000.01-49,999.99
0.20%0.20% APY$50,000.00-& Above
Elite Draft
0.00%0.00% APY$300.00-1,000.00
0.00%0.00% APY$1,000.01-5,000.00
0.00%0.00% APY$5,000.01-& Above
($5.00 Monthly Service Charge For Balance Below $150.00)
Value Draft
College Fund “U”-U0.10%0.10% APY(21 and under)
Youth Account “C”-C0.05%0.05% APY(17 and under)
Kids Account “K” -K0.05%0.05% APY(12 and under)
Christmas Club “D”-H0.15%0.15% APY
RATEAPY*Minimum
Balance
Compound
Frequency
Share Certificate – CD
6 Months Term “O”0.10%0.10% APYMinimum $500.00
12 Months Term “N”0.20%0.20% APYMinimum $500.00
24 Months Term “Q”0.30%0.30% APYMinimum $500.00
IRA's0.35%0.35% APY$500.00–& ABOVE

Auto Loans NEW Vehicles – EFFECTIVE January 17, 2024
[Rates Subject To Change Without Notice.  Rates cannot exceed the maximum allowed by law.]

2023 & 2024 Vehicles

A membership minimum balance of $25 is required.

J.D. Power - NADA Guides

New, CPO and Used Car Prices
Book Values, Trade In Values, MSRP, Reviews, Specs, Compare

Model YearTermAAA
730+
A
729-680
B
679-640
C
639-600
D
599-550
E 549-below
2024-202348 months
60 months
72 months
84 months
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
10.25%
10.50%
10.75%
11.00%
11.25%
11.50%
11.75%
12.00%
12.25%

Other Secured Loans (USED vehicles, all watercraft, motorcycles, ATVs, etc.) – EFFECTIVE January 17, 2024

Vehicles with 100,000+ in mileage add 1.00% to rate.  Electrical Workers #22 Federal Credit Union does not loan on salvaged titles.

[Rates Subject To Change Without Notice.  Rates cannot exceed the maximum allowed by law.]

A membership minimum balance of $25 is required.

Model YearTermAAA
730+
A
729-680
B
679-640
C
639-600
D
599-550
E 549-below
2023-201948 months
60 months
72 months
84 months
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
10.25%
10.50%
10.75%
11.00%
11.25%
11.50%
11.75%
11.75%
12.25%
2018-201648 months
60 months
72 months
8.00%
8.25%
8.50%
9.00%
9.25%
9.50%
10.00%
10.25%
10.50%
11.00%
11.25%
11.50%
12.00%
12.25%
12.50%
13.00%
13.25%
13.50%
2015 & Older48 months
60 months
10.00%
10.25%
11.00%
11.25%
12.00%
12.25%
13.00%
13.25%
14.00%
14.25%
15.00%
15.25%