72 MONTH AUTO LOANS

Electrical Worker’s #22 Federal Credit Union is offering 72-month auto loans. Financing your new vehicle for the maximum 72 months allows you to spread your payments out over the longer term and reduce the size of your monthly payment. We are also offering used auto loan financing up to 48 months at reduced rates. See us for details and see how the Credit Union is making your new auto loan more affordable.

Auto Loans EFFECTIVE June 25, 2014
[Rates Subject To Change Without Notice]

SALVAGE TITLES-INTEREST RATE 1% HIGHER THAN RATE LISTED BELOW
NEW VEHICLES MUST HAVE MSO TITLE-LN AMT BASED ON PURCHASE PRICE

Equitable Mortgage Loan for the Purchase of Vehicles  (download mortgage loan fee schedule)

Year APR Maximum Amount Term Security
New (2014-2013) 2.99% 100% of Purchase Price 12-36 Months Title/Ins
New (2014-2013) 2.99% 100% of Purchase Price 37-48 Months Title/Ins
New (2014-2013) 3.99% 100% of Purchase Price 49-60 Months Title/Ins
New (2014-2013) 4.99% 100% of Purchase Price 61-72 Months Title/Ins

New (2014-2013) 3.99% 110% of Purchase Price 12-36 Months Title/Ins
New (2014-2013) 3.99% 110% of Purchase Price 37-48 Months Title/Ins
New (2014-2013) 4.99% 110% of Purchase Price 49-60 Months Title/Ins
New (2014-2013) 5.99% 110% of Purchase Price 61-72 Months Title/Ins

Loan Rates for New & Used Vehicles  (download loan fee schedule)

Year APR Maximum Amount Term Security
Used (2012-2010) 4.00% 100% of NADA Avg Retail 12-36 Months Title/Ins
Used (2012-2010) 4.00% 100% of NADA Avg Retail
37-48 Months Title/Ins
Used (2012-2010) 5.00% 100% of NADA Avg Retail 49-60 Months Title/Ins
Used (2012-2010) 5.00%
100% of NADA Avg Retail 61-72 Months Title/Ins

Used (2012-2010) 5.00% 110% of NADA Avg Retail 12-36 Months Title/Ins
Used (2012-2010) 5.00% 110% of NADA Avg Retail 37-48 Months Title/Ins
Used (2012-2010) 6.00% 110% of NADA Avg Retail 49-60 Months Title/Ins

Used (2009-2007) 4.25% 100% of NADA Trade In 12-36 Months Title/Ins
Used (2009-2007) 4.50% 100% of NADA Trade In 37-48 Months Title/Ins
Used (2009-2007) 5.25% 100% of NADA Avg Retail 12-36 Months Title/Ins
Used (2009-2007) 5.50% 100% of NADA Avg Retail 37-48 Months Title/Ins

Used (2006-1995) 5.50% 100% of NADA Trade In 12-36 Months Title/Ins
Used (2006-1995) 5.50% 100% of NADA Trade In 37-48 Months Title/Ins